Hotel Credit Cards

Like most standard rewards programs, the cardholder earns points for making payments through a hotel credit card. These points can be redeemed for hotel stays or dinning at specified locations. However, most of the hotel credit cards offer wider range of rewards including air travel, holiday trips and shopping discounts.
Hotel Credit Cards: Types
Hotel credit cards are available in two versions:

Like most standard rewards programs, the cardholder earns points for making payments through a hotel credit card. These points can be redeemed for hotel stays or dinning at specified locations. However, most of the hotel credit cards offer wider range of rewards including air travel, holiday trips and shopping discounts.
Hotel Credit Cards: Types
Hotel credit cards are available in two versions:

Hotel rewards program: Many financial institutions offer hotel rewards with standard credit cards. Here, hotel benefits are a part of the bigger rewards programs. With such a credit card, consumer can enjoy various benefits across several hotel chains. A platinum credit card can provide hotel rewards for international destinations as well.

Affinity cards: These cards are exclusively prepared for qualified hotel rewards. Renowned hotel brands tie up with financial institutions to offer exclusive credit card to their customers. With an affinity hotel credit card, a consumer can enjoy benefits across all the locations of the very same hotel chain network. Again, the hotel benefits are the primary rewards. However, other rewards may follow.

Hotel Credit Cards: Popular Products

Some of the most popular hotel credit cards are:

Starwood Preferred Guest Credit Card: This is an exclusive credit card from American Express for frequent visitors to Starwood hotels and resorts. With this card, an individual can earn double Starpoints for making payments at participating hotel chains such as:

* The Sheraton
* Le Meridian
* The Luxury Collection
* Westin

Also, Starpoints can be redeemed for free night stays at Starwood hotels. The American Express also offers the Starwood Preferred Guest Business Credit Card.

Hilton HHonors Card: Another exclusive card is from the American Express. Earn 20,000 bonus points with the first purchase. Earn 6 HHonors points for every dollar spent on qualified purchases and at network hotels. These points can be redeemed to enjoy stays at any HHonors location worldwide.

Marriott Rewards Visa Signature Card: Earn 3 bonus points for every dollar spent at Marriott locations and one point for every dollar spent elsewhere. After the first year, the card attracts $30 as annual fees.

Best Western Platinum MasterCard: earns 10 points for every $3 purchase at Best Western locations and 10 points for every $5 purchase elsewhere.

Affinity credit cards are available to qualified individuals with exceptional credit ratings. These cards offer high transactions limits and high annual percentage rate (APR) as well.